2024 Year in Review: Paving the Way for UniLend AI Agents Hub in 2025!

12 min readJan 7, 2025

Wrapping up 2024 on a high note with groundbreaking innovations and community growth. UniLend has become more than just a platform — it’s a movement uniting AI, blockchain, and DeFi for everyone.

We’ve made waves from launching the Numa Network to bring gasless, frictionless blockchain experiences to unveiling our AI-powered Agents Hub and launching the highly anticipated UniLend V2 mainnet. With 200+ strategic partnerships, 15+ UFT listings, new UFT utilities, and the Finding Alpha series, this year has been packed with milestones.

As we simplify Web3 for mass adoption, we celebrate 2024’s progress and look ahead to even bigger things in 2025. Let’s dive into our Year in Review to see how UniLend became a trailblazer this year.

Development Milestones

Numa Network Launch

We’ve launched our latest innovation, Numa Network, bringing the gasless era with seamless, frictionless blockchain experiences. Numa Network is live on Mainnet and is supported by the Base and Ethereum chains.

Blockchain adoption is hindered by high gas fees, scalability, and interoperability issues, making it difficult for users and developers. Gas fees exceeding $6.67 billion complicate interactions, while managing assets across 300+ blockchains limits dApp potential. Numa Network addresses these challenges with gasless transactions and intent-driven automation. Its universal account mechanism simplifies blockchain experiences, making it seamless and intuitive for users and developers.

Key Features:

Gasless and Sponsored Transactions: Numa’s Smart RPC enables gasless, sponsored transactions, eliminating gas token management across blockchains for easier user interaction.
Seamless Cross-Chain Interactions: Numa’s universal account works effortlessly across major blockchains, simplifying multi-chain environments.
Centralized Gas Management: Users can manage gas tokens in one wallet, powering transactions across multiple linked wallets.

By removing friction for beginners and developers, Numa simplifies DeFi with gasless, cross-chain transactions and eliminates in-game transaction fees. We’re paving the way for a gasless era where seamless, frictionless transactions are the norm.
Quick Start Guide: https://bit.ly/3V3DrN8

Introduced AI Agents Hub

We’re stepping into the AI-powered Web3 future by bringing our AI Agents Hub, which enables communities to create and co-own functional on-chain AI agents.

While the cultural impact of AI agents is undeniable, their true power lies in how they align with user needs and expectations for applications. Our hub will bridge the gap between innovation and utility, enhancing blockchain interactions while ensuring transparency and trust. It will allow anyone to develop advanced AI agents using modular “legos” of agents and supporting modules.

This modular architecture leverages blockchain for data storage and workflows via smart contracts, allowing users to enhance agents with additional capabilities. Developers can list agents and modules, creating a dynamic ecosystem. We’re combining the best of AI, blockchain, and user-centric design to create something truly transformative.

Stay tuned as we bring the power of AI agents to you with our AI Agent Hub — smarter, more automated, efficient, and ready to elevate the game.

UniLend V2 Mainnet Launch

After completing the UniLend V2 testnet, we officially launched our highly anticipated UniLend V2 on Ethereum Mainnet. It is the world’s first permissionless lending and borrowing protocol for all ERC20 tokens, enabling anyone to lend and borrow any ERC20 tokens easily. Users can create dual-asset pools for lending and borrowing across any pair of permissionless assets with integrated price feed oracles and gas optimization. It caters to all users, whether beginners or experts in DeFi, offering seamless access to diverse digital assets. The protocol has innovative features such as Isolated Dual Assets, Non-Fungible Tokenization, Concentrated Liquidations and Permissionless listing. This marked a monumental milestone with the launch of our next-gen decentralized money market protocol, turning every digital asset into a productive powerhouse.

Step-by-step guide: https://unilend.medium.com/unilend-v2-mainnet-user-guide-how-to-lend-borrow-any-token-b0d4311f55d8

Released New Website

We’ve released our new sleek website, perfectly reflecting our vision to unite AI, Blockchain, and DeFi for everyone, making these revolutionary technologies more accessible and impactful for all.

Major Highlights

100,000 UFT Airdrop

As part of our community initiative, we’ve airdropped 100,000 UFT to the lenders of our permissionless protocol following a successful community governance vote on the airdrop proposal. This airdrop is designed to provide additional incentives for lenders, foster loyalty to the platform, and further strengthen the sense of community among users.

1 Million UFT Rewards

In line with our community initiative, we’ve allocated 1 million UFT tokens (1% of the total supply) to reward users lending on our permissionless protocol. Following the successful passing and voting of the governance proposal, these tokens have been distributed to lenders, incentivizing active participation and fostering liquidity and community growth.

$11.5 Million TVL Milestone

Our permissionless protocol successfully surpassed the $11.5 million Total Value Locked (TVL) milestone, marking a significant achievement in the growing adoption of our permissionless protocol. This upward trajectory reflects increasing trust and participation from users within the DeFi space, highlighting the growing confidence in our unique value proposition and driving higher user engagement and liquidity across the platform.

Finding Alpha Series on Binance LIVE

As part of our community outreach, we introduced the Finding Alpha series on Binance LIVE, where we invited renowned projects from various sectors to engage in exciting panel discussions on trending topics within the Web3 space. With over 7 episodes and over 12,000 people joining the conversations, this series has been filled with exclusive alpha from the featured projects, offering invaluable insights and knowledge.

Finding Alpha has become a hub for thought leaders to inspire the community and spark new ideas, making it a key resource in the rapidly evolving Web3 space.

Episode 1: Account Abstraction and Future featuring Plena Finance, Virtual Labs & ONTO Wallet
Episode 2: Role of AI in Web3 Gaming featuring Arena Games & Fabwelt
Episode 3: Chain Abstraction and Future featuring InvArch, Arcana Network & XION
Episode 4: Future of Intents in Web3 featuring Paraswap, Enso Finance, Router Protocol
Episode 5: DePin Redefining Connectivity featuring Cluster Protocol, NetSepio and aZen Protocol
Episode 6: Role of SocialFi featuring Dmail, Galxe, Hive & Infiblue Chat
Episode 7: Role of AI Agents featuring MindAI, LinqAI, ZESH AI Chain

Super Token $UFT

UFT token is powering the future of Web3. With our groundbreaking innovations like Numa Network, the AI Agents Hub, and the Permissionless Lending & Borrowing Protocol, UFT token utilities are soaring to new heights, evolving into a super token:

Access Key to AI Agents Hub: UFT is the key access token to the AI Agent Hub, unlocking features and enabling interaction with AI agents and modules.
One Gas for all Blockchain transactions: UFT will become a Universal Gas Token. UFT simplifies blockchain transactions by eliminating the need for multiple gas tokens, offering seamless, cross-chain transfers without market fluctuations.
Governance: UFT gives users governance rights to shape our product suite and actively drive the evolution of decentralized finance within a community-driven ecosystem.
Token payments for Dapp on other blockchains: Similar to gas fees, UFT simplifies dApp payments across supported chains with a single unified token, eliminating the hassle of managing multiple tokens for seamless transactions.
Incentives: It serves as a reward system for those contributing liquidity and engaging in our ecosystem’s growth.
Platform Benefits: Holding UFT unlocks exclusive advantages, including priority access, reduced fees, and enhanced yields within specific pools.

Listings/Exchange Initiatives

UFT is available on Binance Pay. Pay, shop, and play with UFT at thousands of merchants worldwide with zero gas fees. This boosts UFT’s utility and reach, making it accessible to over 250 million Binance users. Additionally, UFT is prominently listed on Binance and Coinbase Custody, further expanding its presence.

Additionally, UFT has been listed as a leading AI token across 12 prominent platforms, including Coingem, Coinhunt, GemsRadar, Catapult, Coinscope, Coindizzy, Top100Token, Coinsniper, Coindetector, GemFinder, MyCoinVote, and Fomospider. This allows users to easily track, analyze, and access in-depth insights on UFT.

Moreover, UFT has been listed on ToadSwap, a decentralized trading platform, and LetsExchange, a crypto exchange platform, further expanding its accessibility and visibility.

UniLend V2 Permissionless DApp was listed on leading analytics platforms like DappRadar and DeFiLlama, enabling users to seamlessly track, analyze, and gain valuable insights into the UniLend V2 permissionless protocol.

Collaborations/Integrations

UniLend’s ecosystem continues to expand with over 150 strategic partnerships, reinforcing its position at the forefront of the Web3 space. By collaborating with key players, we remain committed to delivering a seamless experience for users across various sectors, from RWAs, AI Agents, GameFi, and SocialFi to Infra tokens — you name it!

UniLend V2 permissionless dApp got listed across various cryptocurrency wallets such as MathWallet, Halo Wallet, and ONTO Wallet. Users can easily access our permissionless lending and borrowing protocol through the DApp section of these wallets, beginning their DeFi journey with ease.

We’ve integrated leading cryptocurrency wallets such as Coin98 Super Wallet, Rabby Wallet, OKX Wallet, Phantom Wallet, Gate Web3 Wallet, and Bitget Wallet on UniLend V2. This integration enables users of these wallets to effortlessly access and utilize our cutting-edge permissionless lending and borrowing protocol, enhancing accessibility and expanding the reach of our innovative DeFi services.

UniLend V2 has integrated Chainlink Price Feeds, utilizing accurate price data for ETH, USDC, USDT, LINK, and stETH on the Ethereum chain. This integration ensures precise pricing for our lending and borrowing functionalities, marking a significant advancement in fortifying the reliability and robustness of our protocol.

In addition, UniLend’s Permissionless Lending & Borrowing DApp has been listed on various DApp stores, including DeBank, Alchemy DApp Store, and The Dapp List. This expansion broadens our user base, providing seamless access to our innovative protocol and enabling users to utilize a wide range of ERC20 tokens.

Community Growth

At UniLend, our community is at the core of everything we do, and its growth has been phenomenal. With an outreach of 190k+ members across 16+ channels and a presence in 8 geographic locations, we’re making waves in the web3 space.

We’ve reached a significant milestone by surpassing 100k followers on X and receiving the prestigious golden tick on both X and Binance Square. Our social footprint continues to expand with new platforms like Infiblue Chat, Dechat, and Farcaster, aim to increase awareness among the masses regarding our mission to revolutionize web3 and further expand our reach.

Our commitment to inclusivity is reflected in our 8 vibrant regional communities spanning Indian, Korean, Philippines, Nigeria, Vietnam, Indonesia, Turkish, and Spanish. As UniLend evolves, so does our thriving community, driving greater engagement and global expansion.

Community Initiatives

The Great Meme Contest

To celebrate the UniLend V2 mainnet launch on 12th February, we hosted ‘The Great Meme Contest’ with 10 mainnet launch partners. With over 50k entries and a $2000 prize pool shared among 25 winners, our epic meme showdown was a huge success, filled with creativity and excitement.

Go Gasless with Numa Network

To celebrate Numa Network’s mainnet launch, we hosted the Go Gasless campaign with $5,000 in UFT. Participants were required to utilise Numa Network by sponsoring gas fees across multiple wallets with a single gas-token wallet on the Base chain. They completed specific tasks for a chance to win.

Introduced UniLend V2 Early Adopter Program

We introduced the UniLend V2 Early Adopter Program to a wider audience, showcasing our innovative lending and borrowing protocol. Our team remains committed to delivering the best DeFi experience in the Web3 ecosystem. This campaign expands our reach, gathers valuable feedback, and offers users a simplified way to engage in DeFi.

Events Outreach

As part of our community outreach, we organized free ticket giveaways for major events such as After2049 and Binance Blockchain Week. Additionally, we hosted a Proof of Attendance event at EthCC 7 in Brussels, further engaging with the community and expanding our presence.

Galxe Campaigns

This year, we partnered with Galxe on several monthly initiative campaigns, including April Egg-stravaganza, May HyperJump, Summer Planet Hopping, Questing Summer Pool Party, Space Quest, Spooktacular, and Galactic Quest. Participants completed tasks in each campaign for a chance to win exclusive rewards.

Expanded UniLend Legion Ambassador Program by UniLend 2.0 Cohort

We expanded the UniLend Legion Ambassador Program with the launch of the UniLend 2.0 Cohort, welcoming new passionate ambassadors to drive awareness, foster community engagement, and champion the growth of UniLend’s innovative DeFi ecosystem globally.

Regional Leaders Campaign

We launched the Regional Leaders Campaign, empowering community members to represent UniLend in their regions and foster engagement. As local leaders, they can host AMAs, organize meetups, hackathons and build vibrant communities.

Education

We introduced the Unraveling UniLend V2 series, an educational initiative spotlighting the diverse use cases of UniLend V2’s innovative features:
1. Unlocking Potential of Real-World Assets
2. Opening Money Markets Gates for New Tokens
3. Transforming Idle Assets into Yield Generating Machines
4. Making DAOs Treasuries More Productive
5. Isolated Dual Asset Pool
6. Long and Short Any Digital Asset
7. Non-Fungible Tokenization
8. Concentrated Liquidation

Learn with UniLend

We launched “Learn with UniLend,” a one-stop guide designed to teach the basics of the crypto-sphere in the simplest way possible. Through this initiative, we released a series of blogs simplifying various Web3 topics.

Content Released

We released a series of blogs, videos, and tutorials to educate the community about our innovative products:

Developer Support programs

UniLend is committed to accelerating DeFi growth and Web3 adoption by supporting developers, entrepreneurs, and enthusiasts. Our involvement in events like Buidl.so Tribe Connect at Token2049 Dubai highlights our dedication to fostering innovation in the web3 ecosystem.

Conferences, Talks, AMAs & Events

Showcased Numa Network and UniLend V2 on Binance LIVE!

We showcased Numa Network and UniLend V2 mainnet for the first time on Binance LIVE, unveiling their innovative features and use cases. These sessions attracted over 6k people, highlighting the power of our products to a wider audience.

Events

We attended prestigious summits and conferences, including:

Our team connected with Web3 builders and projects, explored new possibilities within the DeFi ecosystem, and formed synergies to drive innovation. These events helped us spread the UniLend revolution and expand our reach.

Panel Discussion

Coverage

With the launch of UniLend V2, our permissionless lending & borrowing protocol garnered significant attention, with coverage in major news outlets such as Cointelegraph, Cryptowisser, Metaverse Post, TheNewsCrypto, TechBullion, TechAnnouncer, Fintechmode, CryptoLiveLeak, and CMC News Feed.

AMA in other Communities

AMA in UniLend Community

Looking Ahead in 2025: AI-Powered Future

As we wrap up 2024, we’re filled with excitement and anticipation for what’s to come in 2025. Our journey to simplify and innovate the Web3 space is just getting started. With upcoming initiatives, new product launches, and community-driven efforts, we are well-positioned to solidify further its role as a leader in the DeFi ecosystem.

What’s Next for UniLend?

Continue developing and launching our AI Agents Hub to bring smarter, automated, intelligent and efficient blockchain experiences.
Enhancements to Numa Network to further optimize gasless transactions and make cross-chain experiences even more seamless.
Community-focused initiatives to empower new leaders, engage global audiences and accelerate growth.
Strategic collaborations with key industry players to drive web3 adoption and expand UFT token utilities.

As we look ahead to the future, we remain committed to its mission: simplifying Web3 life, enabling seamless blockchain experiences, and empowering users with the tools they need to thrive in a decentralized world.

Thank you for being part of our incredible journey in 2024. Here’s to an even bigger, brighter, and more innovative 2025. Stay tuned for exciting new developments.